Pulse Pay Bank Terms and Conditions
Welcome to Pulse Pay Bank (“we,” “us,” “our,” or “the Bank”). By accessing or using our online banking services, website, mobile applications, or related platforms (collectively, the “Services”), you (“User,” “you,” or “your”) agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, you must immediately cease using the Services.
By registering for, accessing, or using the Services, you confirm that you have read, understood, and accepted these Terms, our Privacy Policy, and all other policies referenced herein. These Terms constitute a legally binding agreement between you and Pulse Pay Bank. Continued use of the Services constitutes ongoing acceptance of these Terms, including future amendments.
“Account”: Any financial account opened or maintained through Pulse Pay Bank.
“Services”: All digital banking services, including deposits, transfers, bill payments, loans, and account management tools.
“Website”: www.pulsepaybank.com and associated subdomains.
“Credentials”: Usernames, passwords, PINs, or other authentication methods used to access your Account.
To use the Services, you must:
Be at least 18 years old (or the age of majority in your jurisdiction).
Possess legal capacity to enter into binding agreements.
Reside in a jurisdiction where Pulse Pay Bank operates.
Provide accurate, current, and complete information during registration.
The Bank reserves the right to refuse service to any individual or entity at its sole discretion.
You must provide valid personal and financial information to create an Account. You agree to update this information promptly if changes occur.
You are solely responsible for:
Maintaining the confidentiality of your Credentials.
All activities conducted through your Account.
Promptly notifying the Bank of unauthorized access or transactions via support@pulsepaybank.com.
Pulse Pay Bank is not liable for losses arising from compromised Credentials unless directly caused by the Bank’s negligence.
Pulse Pay Bank provides the following Services, subject to eligibility and verification:
Opening and managing deposit accounts.
Domestic and international fund transfers.
Bill payments and loan applications.
Mobile check deposits and account alerts.
The Bank may modify, suspend, or discontinue Services at any time without notice.
You agree to pay all fees associated with your Account, as outlined on our Website. Fees may include monthly maintenance charges, overdraft fees, transaction fees, and penalties for insufficient funds. The Bank reserves the right to update fee schedules at any time, with notice provided via email or Website posting.
Your use of the Services is governed by our Privacy Policy, available on the Website. By using the Services, you consent to the collection, use, and sharing of your data as described therein. Pulse Pay Bank employs industry-standard security measures but cannot guarantee absolute protection against cyber threats.
You agree NOT to:
Use the Services for illegal, fraudulent, or unauthorized purposes.
Engage in money laundering, terrorist financing, or tax evasion.
Transmit viruses, malware, or harmful code.
Reverse-engineer, decompile, or exploit the Website or Services.
Violations may result in Account suspension, termination, or legal action.
Pulse Pay Bank is not liable for:
Indirect, incidental, or consequential damages (e.g., lost profits).
Errors, delays, or interruptions in Services beyond our control.
Third-party actions or services linked to our Website.
The Services are provided “as is” and “as available” without warranties of any kind, express or implied.
Pulse Pay Bank may terminate or suspend your Account for:
Violations of these Terms.
Suspicious or fraudulent activity.
Legal or regulatory requirements.
You may close your Account at any time by contacting support@pulsepaybank.com.
These Terms are governed by the laws of [Insert Jurisdiction].
Disputes shall be resolved through binding arbitration administered by [Insert Arbitration Body], unless prohibited by law.
For inquiries, complaints, or notices, contact us exclusively at:
Email: support@pulsepaybank.com
Do not use other communication channels, as they may not be monitored or secure.
Pulse Pay Bank may update these Terms at any time. Continued use after changes constitutes acceptance. We will notify you of material changes via email or Website notice.
Severability: If any provision is deemed invalid, the remainder of the Terms remains enforceable.
Entire Agreement: These Terms supersede prior agreements.
Force Majeure: The Bank is not liable for failures due to events beyond our control (e.g., natural disasters, cyberattacks).
